Level disparity - What happens if you fight against higher level npcs or very low levels?

Shown here are all the various modifiers for enemies based on level differences in New World. If you are fighting npcs 10 levels higher they have 150% more damage, physical armor and elemental armor rating. Also shows you should only attack npcs that are 2 levels higher then your current characters level and lower levels up to -9, after that you will start getting experience losses.

Level Disparity	-20	-19	-18	-17	-16	-15	-14	-13	-12	-11	-10	3	4	5	6	7	8	9	10
Damage Modifier	0	0	0	0	0	0	0	0	0	0	0	0	0	0	20%	40%	60%	80%	150%
Physical Armor Rating Modifier	0	0	0	0	0	0	0	0	0	0	0	10%	20%	30%	40%	60%	80%	100%	150%
Elemental Armor Rating Modifier	0	0	0	0	0	0	0	0	0	0	0	10%	20%	30%	40%	60%	80%	100%	150%
Skip Deaths Door																			Yes
Incoming Power Level Zero																			Yes
Adjust Power Level																			Yes
Req Power Level	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Adj Power Level	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	1
Adjusted Hit Stun	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	20
Vision Distance Adjustment	-10	-10	-10	-10	-10	-10	-10	-10	-10	-10	-10	0	0	0	0	0	0	0	10
Max Reward Level Delta	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	10
Exp Modifier	-80%	-40%	-40%	-40%	-40%	-40%	-40%	-40%	-40%	-40%	-40%	0	0	0	0	0	0	0	0